You've heard the term, but what exactly is layaway?
Layaway is a payment method which lets you buy products without using credit or paying the full price up front. You simply schedule your payments and pay for your purchase in installments. Once the item is completely paid for, you will receive your purchase.
Looking for a responsible way to make a purchase without going into debt?
Choose a product from one of the many stores and customize your layaway plan
Receive your product days after your last payment has been made
How to Layaway from Kmart & Sears:
Step 1: Layaway from over thousands of products. Just add the items in your shopping cart online or bring them to the Kmart or Sears layaway counter in the store.
Step 2: Make a down payment for your items.
Step 3: Make a payment every 2 weeks online or at any cash register. Cash, check, credit & debit are accepted.
Step 4: After the last payment has been made, you will receive your items.
For additional info about Kmart, click here.
For additional info about Sears, click here.
Click here for Kmart's Terms & Conditions
How to Layaway Using FlexPay from HSN:
Just like layaway, FlexPay is a payment option offered by HSN. By choosing FlexPay as your option, the cost of your purchase can be divided into as many as five equal monthly payments.
Step 1: Shop from a huge selection of FlexPay items. Add items in shopping cart.
Step 2: Select your preferred number of FlexPay payments.
Step 3: The balance is automatically billed to your credit card in equal installments every 30 days from your order date.
Step 4: Your items will be shipped once your last payment has been made.
How to Layaway from Best Buy (at participating stores only):
Best Buy layaway is available in-store only, at close to 100 stores nationwide.
Click Here for a list of Best Buy stores with layaway.
