What is Youlayaway?

Youlayaway.com is the industry innovator in online layaway shipping. Youlayaway provides visitors with free and beneficial information on available layaway services, online and in-store layaway products, and financial advice.

What is layaway?

Layaway is a payment method that lets you buy products without using credit or paying the full price up front. You simply schedule your payments and pay for your purchase in installments. You will receive your purchase once your item is completely paid for.

What stores offer layaway?

Just browse our store directory to find out where you can layaway today!

What is the difference between online layaway and layaway offered in stores?

Online layaway allows you to make a purchase at your favorite online store without ever stepping foot in the store. In-store layaway allows you to go to the store, browse their items and put items on layaway at a cash register.

Are all items online available for layaway?

For Kmart and Sears, look for the layaway icon on the individual product page of the item you are interested in. If the icon is shown, that item is available for an online layaway purchase. For HSN, all items in the FlexPay section are available for layaway. Best Buy layaway is available in-store only. Click here for a list of Best Buy stores with layaway.

Are there any fees?

For Kmart and Sears, they require a $5 service fee for a layaway contract. For HSN, there are no fees for using their FlexPay option. For Best Buy, a 25% initial down payment and a 5% nonrefundable layaway fee is required. Item(s) must total $250 or more.

Can I cancel my layaway contract?

For Kmart and Sears, when you cancel a contract, you will receive a refund of your payments made to date minus the service and cancellation fees. For HSN, when you cancel a FlexPay item, HSN will refund you the number of FlexPay payments made to date and cancel your future FlexPays. For Best Buy, when you cancel a layaway contract, you will receive a refund of your payments made to date minus the 5% layaway service fee.